Diseño de una herramienta para el mejoramiento de la información en los procedimientos de afiliación al sistema general de pensiones, vinculación y/o traslado de régimen

Abstract

The General Pension System is a set of entities, rules and procedures aimed at ensuring the Colombian population, the protection against economic contingencies arising from old age, disability and death, through the recognition of pensions and benefits determined by Law 100 of 1993, likewise seeks tending to the progressive extension of coverage to segments of the population not covered by a general pension system, which applies to everyone in the country, respecting and maintaining the validity of rights acquired in accordance with regulatory requirements, for more of the Colombian General Pension System, one must understand the impact it has on people and what their role of pension schemes. In Colombia it is important to identify that the current regimes, one is an Individual Savings Account and the other a common fund managed by the State and each having a number of features and advantages of each scheme, which should be differentiated for that at some point be a useful tool in making a decision on the future pension of each person enrolled to the system. Outline the features and benefits of each scheme in this work are key because they allow easy understanding for the insured to the system. In addition the design of this tool provides and allows policyholders clear information helps to know how to operate the General Pension System in Colombia and the Law established by the Government, giving guidance on the role of the Individual Savings Scheme (AFP) and Average Premium System with Defined Benefit as entities responsible for administering the funds for paying pensions, taking as parameter the ignorance on the subject by the insured and the benefits they have to obtain an adequate pension for their welfare when entering a passive stage work and project a better quality of life. The tool takes care of an introduction to the basic information you should know advisers and secured through key features and differential of each regimen to help making a decision according to the needs of each insured. In conclusion, the tool will search for simple and concrete, provide all information requested by the insured so that the advice or guidance provided by private funds are more flexible and operationally effective.