¿Cómo mejorar las finanzas personales por medio de la educación financiera en Colombia?

Abstract

In this document different aspects are taken to show that personal finances can be improved through financial education, the best way to educate a person in financial area is teaching him how to do a personal cash flow, so that they can predict income and expenses within a period of time, make budgets and define the use of income. This way is explained how it performs and which aspects should be taken into consideration. If there is management knowledge, interpretation and use of interest rates in the country, ensures that the person has sufficient basis to make investments and obtain adequate funding. The above guidance on how to handle them is given, it is a help to learn to understand and apply them. The information applies to Colombia, the national bank and the rates, terms and amounts valid in 2014.